Have you noticed a change in attitude now you have notified your car insurance company about PD ? Like "you are guilty, Don't bother telling us the facts."
last week a motorbike coming from my left failed to stop at junction with the main road I was driving along at 30 mph. I hit the side of the bike - but having seen the motorcycle fail to stop at the junction I had done emergency stop so travelling at about 5 mph at impact. Motorbike rider unbalanced but did not fall. At time of accident motorcyclist did not have any injury he knew about. My car ..... Plastic radiator grill cracked in 2 places, proximity sensor dislodged.
Loads of witnesses, I got details of two.
OK so as far as I can see and my brief chat to the two witnesses I spoke to, confirmed, it was straight forward.
But my insurance company !!!
Called to report accident when I got home. "So you are accepting liability". "You need independent witnesses, can you prove these two people are independent ?" "motorbikes are sometimes difficult to see, were you using your mirrors" were typical questions
A week later I called to see what progress was being made. "you are liable for the repair", "how serious imjured was the cyclist" "it will be difficult to get the cyclist to accept liability and will take a long time, and you may well loose case and incur additional costs". I asked if they had contacted the two witnesses I had provided contact details of. "No" was their reply, "Was there any need to.?"
To me it seems that insurance co. are on a mission to get my driving license withdrawn and not with the incident in question.
Has anyone had similar experience ?