Can anyone recommend an international health/medical insurance policy? I am 54 years old, diagnosed with PD 4 years ago, I am a UK citizen but currently live overseas. Is there a policy in existence that will cover me for any non Parkinsons related potential health emergencies? Thanks
Some insurers offer plans that exclude coverage for pre-existing conditions but still provide comprehensive benefits for new, unrelated health issues.
Disclose your Parkinson’s diagnosis during the application process to ensure transparency and avoid potential claim denials.
You can also consult with a broker experienced in international health insurance is advisable. They can help navigate the complexities and find a plan tailored to your needs.
For instance, https://www.taylorbenefitsinsurance.com/ specializes in group health insurance and employee benefit plans, which might offer solutions suitable for expatriates.
I was in a similar situation when I moved abroad a few years ago with a pre-existing condition, so I totally get how tricky it can be to sort this stuff out. From my experience, most international policies won’t cover any previous conditions, but they’ll still provide good cover if you need treatment for unrelated emergencies. It’s super important to be upfront about everything when you apply because even minor details can mess up claims later. I found my broker really helpful in finding options that still gave me peace of mind for non-related issues. If you want a straightforward guide, I found health insurance https://premierpmi.co.uk/health-insurance-for-pre-existing-conditions/ for pre-existing conditions with lots of info on what gets covered and what doesn’t, especially for people based in the UK but living overseas.