I’ve recently made a successful Critical Ilness claim through my employer’s group scheme.
I’ve just noticed my mortgage endowment policy includes Critical Illness cover also. I’d like to make a claim on this policy too, however I answered “No” to the following question from my employer’s scheme.
“Are you insured for similar benefits with any other company?”.
If I make a second claim do I have to inform my employer’s group scheme? If so - do you think they’ll ask for a repayment?
I’ve told the endowment company: they weren’t interested.
I think if I ask my employer’s group scheme - it’ll be like stirring the hornets’ nest. Any thoughts or experience?