Travel Insurance Help Needed

Hello All,

44yo male, diagnosed with YOPD last May.

This year I’m going abroad to the canary islands for a week and then a two week family trip to Florida.

I’ve not been abroad for nearly 15 years so I’m at a bit of a loss when it comes to looking at travel insurance options now I have PD.

Has anyone got any good experiences/companies they recommend looking at as options.

Many thanks,

John

1 Like

Hi @John81, thank you for your post. We hope you have an amazing time in the Canary Islands. We fully understand your concerns regarding travel insurance and we want you to know we are here to help.

On our website we have information about holidays, travel and Parkinson’s, including tips on arranging travel insurance and your rights when doing so. You can find it all here: Holidays, travel and Parkinson's | Parkinson's UK

If you need more advice, you can call our free, confidential helpline on 0808 800 0303 and speak with one of our specialists who will be able to answer your questions and offer you the guidance you need.

Please take care and have a great trip.

Parkinson’s UK Moderation Team :blue_heart:

Hi John, advise I would give is shop around, there are many companies out there that do pre existing conditions . Hubby and I have been with Virgin Insurance for the last 3 years, the policy has gone up a lot but when checking other companies they were our cheapest option. Hubby and I are both over 70 and I have a few things wrong with me too :slight_smile: so our insurance policies will be far dearer than yours?

One point I know you are young, but if there’s anything else wrong health-wise, cholesterol etc make sure you inform them, I know it increases the policy but in the event that you have to use the insurance you don’t want it invalidated. Be aware the cost of travel insurance for the US is hefty. We take out an annual policy as this works out cheaper and is less stressful than taking out individual policies for each trip? You can get an annual policy Worldwide including the US .

I would say block off a chunk of time and do a deep dive into different companies.

Good Luck.

Jan.

Virgin Travel

Thank you both for your responses, so much reading to do :grinning_face:

@Janben I shall add them to my list.

1 Like

@John81 We’ve used AllClear and they have been good, may not be the cheapest but they have been fair to us. Echo what @Janben says make sure you are upfront with everything, the cost might go up but you won’t risk getting policy invalidated.

Johan

You can take out travel Insurance that does not cover Parkinson’s. That would save money.

Best wishes

Steve2

@Steve2 Yes you can , but it’s risky, if something happens and the insurance company deems that Parkinson’s played a part the insurance could be invalidated?

We were in Thailand a few years before hubby was diagnosed and we were in an accident involving a moped, the throttle stuck and we careered across a road and nearly ended up smashing into a wall, hubby was driving, he managed to wrench the moped away, in doing so he dislocated his shoulder and fractured his humerus which required surgery with screws to mend the fracture.

The reason I’m telling you this as he wasn’t diagnosed with Parkinson’s then is that the insurance company request his medical records before they would pay out. If there was something there that they thought ‘contributed’ to the accident they wouldn’t have paid out.

1 Like

Finding the right travel insurance when living with a chronic condition like Parkinson’s can feel overwhelming, but securing proper medical coverage is essential for true peace of mind while away. Just like organizing medical travel documents, ensuring your home affairs and property safety checks are in perfect order before you jet off removes a massive layer of stress. Taking care of your domestic paperwork and ensuring you have an up-to-date compliance certificate for your home utilities means you can focus entirely on enjoying your travels safely and comfortably.